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Health Insurance

The US is currently in the midst of a major health care crisis. Health care costs in the U.S. average $7,538 per person per year. As medical care and treatments increase, so do accessibility and affordability of the coverage.

Research indicates that having health insurance is closely tied with the quality and timeliness of care. A recent Harvard Medical School study demonstrated that people without health insurance had a 40% higher risk of death, compared with those who had some form of health coverage.

According to the Centers for Disease Control and Prevention

  • Over 136 million people visit a hospital Emergency Room each year. This number translates into 45.1 visits per 100 people in the United States, which is about half of the population.
  • Once a patient visits an Emergency Room, 17.1 million are actually admitted, with 2.2 million of those going to a Critical Care Unit of the hospital.
  • Once admitted to the hospital, patients stay an average of 4.5 days, which costs around $17,500. This excludes the additional costs of surgeries, physician fees, any lab work, medications, etc.
  • More than 60% of all bankruptcy filings in the US in 2007-08 were caused by illness and the cost of medical bills. The vast majority of those declaring bankruptcy were highly educated, middle-class families who owned their own homes. Almost 75% had health insurance, but the families were not adequately insured against a major accident or extended illness.

It is estimated that more than 25 million Americans with insurance are currently under-insured. When you can offer your customers knowledge that is specific to their own health care situation, you can gain your clientsí trust and confidence and help them make the best decisions for themselves and their loved ones.

Our team of experts at David A. Crotts can help you navigate the complex world of health insurance offerings so that you are always ready to provide your clients the right coverage at the right time. Contact us now for more information.

Give us a call today at (800) 803-7873, or Send Us A Message

Contact Info
  • Address: 422 Montague Ave. Suite 7
    Greenwood, SC 29649
  • Phone: (800) 803-7873
  • Email:
  • Mon - Thurs: 9:00am - 5:00pm
    Friday: 9:00am - 12:00pm
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By clicking the Get Coverage Today, Get Quote, Contact Us, Request Information or Any Other Contact buttons above, you are giving consent to receive communications via an automatic dialing system from multiple insurance companies and or licensed insurance sales agent at the telephone number provided regarding your health insurance options, including Medicare Supplement Insurance, Medicare Advantage, Medicare Part D Drug Coverage and or Health Insurance Plan both On / Off Marketplace Exchange. Your consent to receive communication from David A. Crotts & Associates and or its affiliates is not an obligation for you to purchase the goods and services that may be offered.

Should you elect to call the numbers prodvided above, you will speak with a licensed sales agent who can answer questions and provide information concerning Health Insurance Plans both On / Off the Federal Marketplace Exchange, Medicare Supplement Insurance plans. In addition, an agent may also be able to connect you with a licensed sales agent to discuss Medicare Advantage and or Medicare Part D Prescription Drug Plans.

Neither David A. Crotts & Associates nor its agents are connected with or endorsed by the U.S. government or the Federal Medicare Program.